I’m a Slave to My Mortgage!

Jane Hardy

Being told that every man, woman and child owes £16,000 is not helpful. It’s being used either to frighten us or to say, ‘Don’t worry, we’re all in this unholy mess together!’ But what impact does it have on us? Why does the State and the media in particular seemingly thrive on painting the picture… [Continue Reading]

As economic circumstances worsen, don’t get bogged down.

Jane Hardy

It’s clear that in these troubled times, people are getting more and more concerned about their own finances.  Understandably so.  We may be out of a recession at the moment but there’s the possibility that one false move will put us back into a double-dip recession without a moment’s warning. New survey results have been… [Continue Reading]

A crossroads for young mums

Jane Hardy

The BBC ran a very telling story today. During April/May with bank holidays, a royal wedding and inset days, in some areas there are only 6 school days over a 30 day period. I have been working with clients who, as working mums, are finding it really hard to evaluate the benefits of going out… [Continue Reading]

How to ensure your child becomes a millionaire!

Mary-h1

Child allowance is currently £20.30 a week for the first child, payable from when the baby is born and up until age 16 or is payable to age 18 if the child continues in full time education. If you invested the £20.30 per week from birth to age 18, let’s say, (assuming your child goes… [Continue Reading]

Times are hard – but stop reminding me!

Jane Hardy

When times are tough and with so many people in debt, the last thing we want to hear is more bad news, isn’t it? Government statistics can be quite depressing. For example, they say now that 40% of people struggle to make it to pay-day. I don’t know about you, but I believe that many… [Continue Reading]